401ks – Finance News Today https://financenews.one Mon, 30 Mar 2026 14:31:19 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://financenews.one/wp-content/uploads/2020/06/cropped-marketnewsjournal-1-32x32.png 401ks – Finance News Today https://financenews.one 32 32 401(k)s may use alternative investments: Labor Department proposal https://financenews.one/2026/03/30/401ks-may-use-alternative-investments-labor-department-proposal/ Mon, 30 Mar 2026 14:31:19 +0000 https://financenews.one/2026/03/30/401ks-may-use-alternative-investments-labor-department-proposal/ A sign is displayed at the Department of Labor Frances Perkins Building on June, 2025, in Washington. Kevin Carter | Getty Images The Department of Labor on Monday proposed a rule that would allow 401(k) plans to more easily include alternative assets such as cryptocurrency, real estate and private market assets. The proposal is in […]]]>


A sign is displayed at the Department of Labor Frances Perkins Building on June, 2025, in Washington.

Kevin Carter | Getty Images

The Department of Labor on Monday proposed a rule that would allow 401(k) plans to more easily include alternative assets such as cryptocurrency, real estate and private market assets.

The proposal is in response to President Donald Trump‘s executive order, released in August, which directed the Labor Department and the Securities and Exchange Commission to facilitate expanded access to alternative assets in 401(k)s.

“This proposed rule will show how plans can consider products that better reflect the investment landscape as it exists today,” Labor Secretary Lori Chavez-DeRemer said in a statement.

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Although 401(k) plans are already not prohibited from including such assets, fears of lawsuits challenging their investment decisions have kept most plan sponsors on the sidelines.

The Labor Department rule creates a so-called “safe harbor” that can help shield plan sponsors from litigation. It identifies six factors for a plan fiduciary to “objectively, thoroughly, and analytically consider” when selecting alternative investments. The six factors are performance, fees, liquidity, valuation, performance benchmarks and complexity.

The rule is subject to further review, including a 60-day public comment period, before it can be finalized.

It comes as private credit markets are under stress from investor redemptions and concerns about overexposure to software investments amid artificial intelligence disruptions.

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]]> Supersavers who can put $72,000 in their 401(k)s in 2026 should make this https://financenews.one/2025/11/24/supersavers-who-can-put-72000-in-their-401ks-in-2026-should-make-this/ Mon, 24 Nov 2025 21:16:01 +0000 https://financenews.one/2025/11/24/supersavers-who-can-put-72000-in-their-401ks-in-2026-should-make-this/ “This is a strategy that is so incredibly beneficial for highly compensated employees because they can’t contribute to a regular Roth IRA.” Read More: Supersavers who can put $72,000 in their 401(k)s in 2026 should make this]]>




“This is a strategy that is so incredibly beneficial for highly compensated employees because they can’t contribute to a regular Roth IRA.”



Read More: Supersavers who can put $72,000 in their 401(k)s in 2026 should make this

]]> President Trump Plans to Open 401(k)s to Bitcoin, Crypto, Gold, and Private https://financenews.one/2025/07/18/president-trump-plans-to-open-401ks-to-bitcoin-crypto-gold-and-private/ Fri, 18 Jul 2025 09:36:17 +0000 https://financenews.one/2025/07/18/president-trump-plans-to-open-401ks-to-bitcoin-crypto-gold-and-private/ Bitcoin Magazine President Trump Plans to Open 401(k)s to Bitcoin, Crypto, Gold, and Private Equity: FT Financial Times reported today that President Trump is preparing to sign an executive order that would allow 401(k) retirement plans to invest in alternative assets such as gold, private equity, and cryptocurrencies like bitcoin. JUST IN: President Trump is […]]]>


Bitcoin Magazine

President Trump Plans to Open 401(k)s to Bitcoin, Crypto, Gold, and Private Equity: FT

Financial Times reported today that President Trump is preparing to sign an executive order that would allow 401(k) retirement plans to invest in alternative assets such as gold, private equity, and cryptocurrencies like bitcoin.

“Donald Trump is preparing to open the $9tn US retirement market to cryptocurrency investments, gold, and private equity in a move that would spur a radical shift in the way Americans’ savings are managed,” reported the Financial Times.

According to Financial Times, the order is expected this week and will direct federal regulators to remove barriers preventing 401(k) plans from including these non-traditional investments in managed funds. This includes digital assets, metals, private loans, infrastructure deals, and corporate buyout funds.

“President Trump is committed to restoring prosperity for everyday Americans and safeguarding their economic future,” said the White House in a statement to the Financial Times. “No decisions should be deemed official, however, unless they come from President Trump himself.”

Trump’s move builds on his administration’s earlier efforts to ease bitcoin and crypto regulations. In May, the Department of Labor reversed a rule that discouraged bitcoin and other crypto in retirement plans. Trump has also supported recent bitcoin and other crypto related bills passed by the House and credited the industry with helping him win the 2024 election.

The executive order could benefit major private investment firms such as Blackstone, Apollo, and BlackRock, reported the Financial Times, which have all pinned much of their future growth on investing money on behalf of retirement savers.

“Blackstone has struck a partnership with Vanguard, while Apollo and Partners Group are among firms that will offer investments to Empower, a large 401k plan sponsor. BlackRock has already begun working with Great Gray Trust, a third-party manger of retirement savings plans,” stated Financial Times.

This post President Trump Plans to Open 401(k)s to Bitcoin, Crypto, Gold, and Private Equity: FT first appeared on Bitcoin Magazine and is written by Oscar Zarraga Perez.





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